How much does a chiropractor cost?
Prices vary by city, clinic and what's included. Here's how to get a reliable local number, and what insurance usually covers.
Get a local price estimate
- Go to FAIR Health Consumer, a national nonprofit that publishes cost estimates from billions of insurance claims.
- Search for chiropractic and the code 98940 (spinal manipulation, 1–2 regions), 98941 (3–4 regions) or 98942 (5 regions).
- Enter your ZIP code to see the typical in-network and out-of-network price.
What insurance usually covers
- Medicare Part B: manual manipulation of the spine to correct a subluxation only (Medicare.gov). Read our Medicare guide.
- Medicaid: chiropractic is an optional benefit, so it depends on your state and plan.
- Private plans: many cover a set number of visits a year, sometimes with a referral. Call your insurer.
- Car accidents: depends on your state's auto insurance system (Insurance Information Institute).
Questions to ask the clinic
- What's the price of the first visit, and what does it include?
- Are X-rays included, and are they needed?
- What's the cash price per follow-up visit?
- Do you require a prepaid package? (You can say no.)
Frequently asked questions
How do I find the typical cost of a chiropractor near me?
Search procedure code 98940 with your ZIP code on FAIR Health Consumer, which publishes cost estimates from insurance claims.
Does insurance cover chiropractors?
Often in part. Medicare Part B covers spinal manipulation to correct a subluxation; private plans usually cap visits per year; Medicaid coverage depends on the state.